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DEPOSIT ACCOUNT INTEREST RATES

Get good rates on your personal growth.

 

Current deposit rates on CDs, savings accounts, checking and more

Please select the region of your Heritage branch to find the deposit rates that apply to you.

Current Deposit Interest Rates

Interest Rates and Annual Percentage Yields are current as of May 17, 2017.

Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Summit Checking $100 $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000+
0.02
0.03
0.05
0.08
0.02
0.03
0.05
0.08
Premier Checking $100 $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000-$249,999.99
$250,000+
0.03
0.05
0.08
0.10
0.23
0.33
0.03
0.05
0.08
0.10
0.23
0.33
Cascade Money Market $1,000 $0-$4,999.99
$5,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000-$499,999.99
$500,000+
0.04
0.06
0.06
0.08
0.08
0.08
0.13
0.13
0.04
0.06
0.06
0.08
0.08
0.08
0.13
0.13
Product Name Minimim Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Alpine Savings** $100 $0 0.03 0.03
Peak Savings $100 $0-$4,999.99
$5,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000-$499,999.99
$500,000+
0.03
0.03
0.05
0.08
0.10
0.13
0.13
0.13
0.03
0.03
0.05
0.08
0.10
0.13
0.13
0.13
Holiday Club Savings $10 $0 0.05 0.05
Health Savings Account $0 $0-$999.99
$1,000-$2,499.99
$2,500-$4,999.99
$5,000-$9,999.99
$10,000+
0.03
0.05
0.05
0.08
0.15
0.03
0.05
0.05
0.08
0.15
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Flex Term CDs***
3-5 Months $2,500 $0-$24,999.99
$25,000-$49,999.99
$50,000+
0.03
0.04
0.06
0.03
0.04
0.06
6-8 Months
$2,500
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.10
0.12
0.13
0.10
0.12
0.13
9-11 Months
$2,500
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.10
0.12
0.13
0.10
0.12
0.13
Fixed Rate CDs
12-17 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.15
0.18
0.20
0.15
0.18
0.20
18 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.20
0.25
0.28
0.20
0.25
0.28
19-24 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.30
0.32
0.35
0.30
0.32
0.35
30 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.60
0.65
0.70
0.60
0.65
0.70
36 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.50
0.60
0.60
0.50
0.60
0.60
48 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.70
0.80
0.80
0.70
0.80
0.80
60 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.95
1.00
1.98
0.95
1.01
2.00
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
22 Month Bump Rate CD***
$2,500 $0-$9,999.99
$10,000-$49,999.99
$50,000+
0.40
0.45
0.50
0.40
0.45
0.50
30 Month CD $2,500 $0-$24,999.99
$25,000-$49,999.99
$50,000+
0.60
0.65
0.70
0.60
0.65
0.70

*Interest rate and annual percentage yields may change at our discretion. Checking and savings account interest is compounded daily and paid monthly. Account fees could reduce earnings. CD interest is fixed for the disclosed term and is compounded daily and credited monthly or quarterly. A penalty may be imposed for early withdrawal.

**No minimum balance required under 19 years of age.

***Additions allowed up to the original opening balance in minimum amounts of $1,000.

Current Deposit Interest Rates

Interest Rates and Annual Percentage Yields are current as of May 17, 2017.

Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Summit Checking $100 $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000+
0.02
0.03
0.05
0.08
0.02
0.03
0.05
0.08
Premier Checking $100 $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000-$249,999.99
$250,000+
0.03
0.05
0.08
0.10
0.23
0.33
0.03
0.05
0.08
0.10
0.23
0.33
Cascade Money Market $1,000 $0-$4,999.99
$5,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000-$499,999.99
$500,000+
0.04
0.06
0.06
0.08
0.08
0.08
0.13
0.13
0.04
0.06
0.06
0.08
0.08
0.08
0.13
0.13
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Alpine Savings** $100 $0 0.03 0.03
Peak Savings $100 $0-$4,999.99
$5,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000-$499,999.99
$500,000+
0.03
0.03
0.05
0.08
0.10
0.13
0.13
0.13
0.03
0.03
0.05
0.08
0.10
0.13
0.13
0.13
Holiday Club Savings $10 $0 0.05 0.05
Health Savings Account $0 $0-$999.99
$1,000-$2,499.99
$2,500-$4,999.99
$5,000-$9,999.99
$10,000+
0.03
0.05
0.05
0.08
0.15
0.03
0.05
0.05
0.08
0.15
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Flex Term CDs***
3-5 Months $2,500 $0-$24,999.99
$25,000-$49,999.99
$50,000+
0.03
0.10
0.15
0.03
0.10
0.15
6-8 Months
$2,500
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.10
0.18
0.20
0.10
0.18
0.20
9-11 Months
$2,500
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.10
0.15
0.20
0.10
0.15
0.20
Fixed Rate CDs
12-17 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.18
0.20
0.30
0.18
0.20
0.30
18 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.20
0.35
0.40
0.20
0.35
0.40
19-24 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.30
0.50
0.60
0.30
0.50
0.60
30 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.65
0.70
0.75
0.65
0.70
0.75
36 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.60
0.75
0.80
0.60
0.75
0.80
48 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.70
0.95
1.00
0.70
0.95
1.01
60 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.95
1.05
1.98
0.95
1.06
2.00
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
22 Month Bump Rate CD***
$2,500 $0-$9,999.99
$10,000-$49,999.99
$50,000+
0.40
0.45
0.50
0.40
0.45
0.50
30 Month CD $2,500 $0-$24,999.99
$25,000-$49,999.99
$50,000+
0.60
0.65
0.70
0.60
0.65
0.70

*Interest rate and annual percentage yields may change at our discretion. Checking and savings account interest is compounded daily and paid monthly. Account fees could reduce earnings. CD interest is fixed for the disclosed term and is compounded daily and credited monthly or quarterly. A penalty may be imposed for early withdrawal.

**No minimum balance required under 19 years of age.

***Additions allowed up to the original opening balance in minimum amounts of $1,000.

Current Deposit Interest Rates

Interest Rates and Annual Percentage Yields are current as of May 17, 2017.

Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Summit Checking $100 $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000+
0.02
0.03
0.05
0.08
0.02
0.03
0.05
0.08
Premier Checking $100 $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000-$249,999.99
$250,000+
0.03
0.05
0.08
0.10
0.23
0.33
0.03
0.05
0.08
0.10
0.23
0.33
Cascade Money Market $1,000 $0-$4,999.99
$5,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000-$499,999.99
$500,000+
0.04
0.06
0.06
0.08
0.08
0.08
0.13
0.13
0.04
0.06
0.06
0.08
0.08
0.08
0.13
0.13
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Alpine Savings** $100 $0 0.03 0.03
Peak Savings $100 $0-$4,999.99
$5,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000-$499,999.99
$500,000+
0.03
0.03
0.05
0.08
0.10
0.13
0.13
0.13
0.03
0.03
0.05
0.08
0.10
0.13
0.13
0.13
Holiday Club Savings $10 $0 0.05 0.05
Health Savings Account $0 $0-$999.99
$1,000-$2,499.99
$2,500-$4,999.99
$5,000-$9,999.99
$10,000+
0.03
0.05
0.05
0.08
0.15
0.03
0.05
0.05
0.08
0.15
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Flex Term CDs***
3-5 Months $2,500 $0-$24,999.99
$25,000-$49,999.99
$50,000+
0.03
0.10
0.15
0.03
0.10
0.15
6-8 Months
$2,500
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.10
0.15
0.20
0.10
0.15
0.20
9-11 Months
$2,500
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.10
0.15
0.20
0.10
0.15
0.20
Fixed Rate CDs
12-17 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.18
0.20
0.25
0.18
0.20
0.25
18 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.20
0.25
0.30
0.20
0.25
0.30
19-24 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.30
0.35
0.40
0.30
0.35
0.40
30 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.60
0.65
0.70
0.60
0.65
0.70
36 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.50
0.60
0.60
0.50
0.60
0.60
48 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.70
0.80
0.80
0.70
0.80
0.80
60 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.95
1.00
1.98
0.95
1.01
2.00
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
22 Month Bump Rate CD***
$2,500 $0-$9,999.99
$10,000-$49,999.99
$50,000+
0.40
0.45
0.50
0.40
0.45
0.50
30 Month CD $2,500 $0-$24,999.99
$25,000-$49,999.99
$50,000+
0.60
0.65
0.70
0.60
0.65
0.70

*Interest rate and annual percentage yields may change at our discretion. Checking and savings account interest is compounded daily and paid monthly. Account fees could reduce earnings. CD interest is fixed for the disclosed term and is compounded daily and credited monthly or quarterly. A penalty may be imposed for early withdrawal.

**No minimum balance required under 19 years of age.

***Additions allowed up to the original opening balance in minimum amounts of $1,000.

Current Deposit Interest Rates

Interest Rates and Annual Percentage Yields are current as of May 17, 2017.

Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Summit Checking $100 $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000+
0.02
0.03
0.05
0.08
0.02
0.03
0.05
0.08
Premier Checking $100 $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000-$249,999.99
$250,000+
0.03
0.05
0.08
0.10
0.23
0.33
0.03
0.05
0.08
0.10
0.23
0.33
Cascade Money Market $1,000 $0-$4,999.99
$5,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000-$499,999.99
$500,000+
0.04
0.06
0.06
0.08
0.08
0.08
0.13
0.13
0.04
0.06
0.06
0.08
0.08
0.08
0.13
0.13
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Alpine Savings** $100 $0 0.03 0.03
Peak Savings $100 $0-$4,999.99
$5,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000-$499,999.99
$500,000+
0.03
0.03
0.05
0.08
0.10
0.13
0.13
0.13
0.03
0.03
0.05
0.08
0.10
0.13
0.13
0.13
Holiday Club Savings $10 $0 0.05 0.05
Health Savings Account $0 $0-$999.99
$1,000-$2,499.99
$2,500-$4,999.99
$5,000-$9,999.99
$10,000+
0.03
0.05
0.05
0.08
0.15
0.03
0.05
0.05
0.08
0.15
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Flex Term CDs***
3-5 Months $2,500 $0-$24,999.99
$25,000-$49,999.99
$50,000+
0.03
0.04
0.06
0.03
0.04
0.06
6-8 Months
$2,500
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.10
0.12
0.13
0.10
0.12
0.13
9-11 Months
$2,500
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.10
0.12
0.13
0.10
0.12
0.13
Fixed Rate CDs
12-17 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.15
0.18
0.20
0.15
0.18
0.20
18 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.20
0.21
0.23
0.20
0.21
0.23
19-24 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.30
0.32
0.35
0.30
0.32
0.35
30 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.60
0.65
0.70
0.60
0.65
0.70
36 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.50
0.60
0.60
0.50
0.60
0.60
48 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.55
0.60
0.65
0.55
0.60
0.65
60 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.80
0.85
1.98
0.80
0.85
2.00
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
22 Month Bump Rate CD***
$2,500 $0-$9,999.99
$10,000-$49,999.99
$50,000+
0.40
0.45
0.50
0.40
0.45
0.50
30 Month CD $2,500 $0-$24,999.99
$25,000-$49,999.99
$50,000+
0.60
0.65
0.70
0.60
0.65
0.70

*Interest rate and annual percentage yields may change at our discretion. Checking and savings account interest is compounded daily and paid monthly. Account fees could reduce earnings. CD interest is fixed for the disclosed term and is compounded daily and credited monthly or quarterly. A penalty may be imposed for early withdrawal.

**No minimum balance required under 19 years of age.

***Additions allowed up to the original opening balance in minimum amounts of $1,000.

Current Deposit Interest Rates

Interest Rates and Annual Percentage Yields are current as of May 17, 2017.

Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Summit Checking $100 $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000+
0.02
0.03
0.05
0.08
0.02
0.03
0.05
0.08
Premier Checking $100 $0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000-$249,999.99
$250,000+
0.03
0.05
0.08
0.10
0.23
0.33
0.03
0.05
0.08
0.10
0.23
0.33
Cascade Money Market $1,000 $0-$4,999.99
$5,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000-$499,999.99
$500,000+
0.04
0.06
0.06
0.08
0.08
0.08
0.13
0.13
0.04
0.06
0.06
0.08
0.08
0.08
0.13
0.13
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Alpine Savings** $100 $0 0.03 0.03
Peak Savings $100 $0-$4,999.99
$5,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$74,999.99
$75,000-$99,999.99
$100,000-$499,999.99
$500,000+
0.03
0.03
0.05
0.08
0.10
0.13
0.13
0.13
0.03
0.03
0.05
0.08
0.10
0.13
0.13
0.13
Holiday Club Savings $10 $0 0.05 0.05
Health Savings Account $0 $0-$999.99
$1,000-$2,499.99
$2,500-$4,999.99
$5,000-$9,999.99
$10,000+
0.03
0.05
0.05
0.08
0.15
0.03
0.05
0.05
0.08
0.15
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
Flex Term CDs***
3-5 Months $2,500 $0-$24,999.99
$25,000-$49,999.99
$50,000+
0.03
0.04
0.06
0.03
0.04
0.06
6-8 Months
$2,500
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.10
0.12
0.13
0.10
0.12
0.13
9-11 Months
$2,500
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.10
0.12
0.13
0.10
0.12
0.13
Fixed Rate CDs
12-17 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.15
0.18
0.20
0.15
0.18
0.20
18 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.20
0.25
0.28
0.20
0.25
0.28
19-24 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.30
0.32
0.35
0.30
0.32
0.35
30 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.60
0.65
0.70
0.60
0.65
0.70
36 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.50
0.60
0.60
0.50
0.60
0.60
48 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.70
0.80
0.80
0.70
0.80
0.80
60 Months
CDs-$2,500
IRAs-$100
$0-$24,999.99
$25,000-$49,999.99
$50,000+
0.95
1.00
1.98
0.95
1.01
2.00
Product Name Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate (%) Annual Percentage Yield (APY) (%)
22 Month Bump Rate CD***
$2,500 $0-$9,999.99
$10,000-$49,999.99
$50,000+
0.40
0.45
0.50
0.40
0.45
0.50
30 Month CD $2,500 $0-$24,999.99
$25,000-$49,999.99
$50,000+
0.60
0.65
0.70
0.60
0.65
0.70

*Interest rate and annual percentage yields may change at our discretion. Checking and savings account interest is compounded daily and paid monthly. Account fees could reduce earnings. CD interest is fixed for the disclosed term and is compounded daily and credited monthly or quarterly. A penalty may be imposed for early withdrawal.

**No minimum balance required under 19 years of age.

***Additions allowed up to the original opening balance in minimum amounts of $1,000.