| Fee Schedule |
Fee |
| Account closed within 90 days |
$25 |
| Account research/reconciliation (per hour) |
$30 |
|
Debit card & ATM fees
Heritage Bank ATM fee
ATM transaction fee (non-Heritage Bank ATM**)
Debit card cash advance fee
Foreign exchange fee***
|
No charge
$2.50
$2.50
Up to 1% of transaction amount in US Dollars
|
| ATM/debit card replacement |
$10 |
| Bank check |
$7 |
|
Check cashing (non-customer)
On us
|
No charge
|
| Collection item - outgoing/incoming |
$25 |
| Copy of cancelled check (first 5 free) |
$2.50 |
| Counter checks (first sheet of 4 free) (each) |
$1 |
|
Dormant account fee (monthly)
|
$10
|
|
Excess withdrawal limit fee (each)
More than 6 electronic, pre-authorized, telephonic, online or check
withdrawals or transfers per month as outlined in your account agreement.
|
$10
|
|
Foreign currency:
Sell
Purchase
|
$10
$10
|
| Foreign drafts |
$12 |
| Garnishment/levies |
$100 |
| Health Savings Account setup fee |
$10 |
|
IRA transfer or closure
|
$30
|
| Notary fee (non-customer) |
$10 |
| Paper statement fee (monthly)**** |
$3 |
| Paper statement with check images (monthly)**** |
$5 |
| Purchase rolled coin (each) |
$.05 |
| Purchase currency (per $100) |
$.05 |
| Returned deposited item |
$12 |
| Special statement cutoff or duplicate |
$4 |
| Stop payment |
$34 |
| Undeliverable mail fee |
$5 |
|
Wire transfer
Domestic: Outgoing
Incoming
Foreign: Outgoing
Incoming
|
$25
$15
$40
$20
|
| Insufficient Funds/Overdraft |
Fee |
|
Insufficient funds/overdraft (each)*****
|
$34
|
| Daily overdraft fee****** |
$5 |
| Overdraft protection transfer fee (per business day)******* |
$5 |
| Safe Deposit Box |
Fee |
| 2 x 5 (includes 1.5 x 5) |
$25 |
| 3 x 5 (includes 2.75 x 5.5; 3.5 x 5) |
$35 |
| 5 x 5 (includes 4 x 5; 4.5 x 5.5; 5.5 x 5.5) |
$45 |
| 3 x 10 |
$60 |
| 4 x 10 |
$70 |
| 5 x 10 (includes 11.5 x 5.5) |
$80 |
| 6 x 10 |
$90 |
| 9 x 10 (includes 5 x 15) |
$110 |
| 10 x 10 |
$110 |
| Safe deposit box key (lost) |
$5 |
| Safe deposit box lock drill & replacement |
Actual cost |
*Fees may vary, depending upon your type of account.
**Heritage Bank ATM includes transactions at MoneyPass ATM network ATMs.
***Visa charges an International Service Assessment (ISA) fee up to 1% of the total transaction to purchase goods or services in a foreign currency or in US Dollars with a foreign merchant (a "Foreign Transaction"). Foreign Transactions include internet transactions made in the US but with a merchant who processes the transaction in a foreign country. This is not a Heritage Bank fee.
****Not applicable to all accounts; consult your Truth in Savings disclosure.
*****There is a limit of 6 NSF/overdraft fees per day. Overdrafts may be created by checks issued by you in person, ATM, ACH or other electronic withdrawals authorized by you, or published fees or charges for bank products and services.
******Will be assessed beginning on the 4th consecutive business day your account remains overdrawn, maximum of 15 consecutive business days.
*******Pre-authorized transfer from Checking, Savings and/or Money Market to cover overdrafts.
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