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Give your employees another benefit to feel good about.

A person wearing brown waterproof boots and blue jeans walking on rocks across a river

HSAs are a win-win for you and your employees.

A Health Savings Account (HSA) is a form of consumer-directed health coverage you can offer to your employees to help them do more with their health-care dollars.

Who is eligible
Individual HSAs are available to those who also participate in a qualified High Deductible Health Plan (HDHP) that covers major medical expenses. The HSA helps employees pay for out-of-pocket medical costs like doctor visits, prescriptions, and vision and dental care.

Making contributions
Depending on the plan (single or family), account holders may contribute up to the maximum limits as set by the IRS annually.


Advantages for your business

Health plan flexibility
HSAs are compatible with virtually any qualified high-deductible health plan, so you don't have to change your HSA provider if you change your insurance provider.

Benefits package offering
An employer-sponsored HSA is part of a competitive benefits package to help you attract and retain valued employees.


Advantages for your employees

Your employees' money is in their hands. They decide whether to save it or use it for medical expenses. They can also choose which expenses to pay from the account.

HSA funds can be used for a wide range of health care-related expenses not typically covered by other health care accounts, such as purchasing long-term care insurance.

Easy payment and tracking
A Visa HSA debit card makes payment easy, and spending can be tracked via secure online banking or mobile app.

The money your employees save will remain with them regardless of employment status. An HSA is a lifetime account which is not tied to any one health plan or employer.


Want to learn more about HSA accounts?