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SAVINGS ACCOUNTS & CDs

For When You Need It

A close up of two stacks of coins sitting on a table
 

Savings to Suit Your Goals

Savings Accounts
The product that offers you the ultimate flexibility, and enjoy competitive interest rates.

Money Market
A choice savings account if you keep higher balances and want an option for writing checks.

Certificates of Deposit (CDs)
Park your money for a term, and earn higher interest rates than you would with a savings account.

IRA CDs
Increase your retirement fund with this easy, low-risk option.

 
 
 

Compare Savings Accounts

ALPINE SAVINGS

A simple savings account with just the basics.

PEAK SAVINGS

Earn higher rates as your balance grows.

MONEY MARKET ACCOUNTS

Enjoy easy access and competitive rates.

Benefits:

  • Earns interest
  • No fee at Heritage or MoneyPass ATMs
  • Online statements included

Benefits:

  • Competitive tiered interest rates
  • No fee at Heritage or MoneyPass ATMs
  • Online statements included

Benefits:

  • Competitive tiered interest rates
  • No fee at Heritage or MoneyPass ATMs
  • Online statements included

Requirements:

  • $100 minimum to open
  • $3 monthly maintenance fee
  • Maintain a $300 minimum daily balance in the account to avoid the monthly maintenance fee

Requirements:

  • $100 minimum to open
  • $10 monthly maintenance fee
  • Maintain a $2,500 minimum daily balance in the account to avoid the monthly maintenance fee

Requirements:

  • $1,000 minimum to open
  • $12 monthly maintenance fee
  • Maintain a $2,500 minimum daily balance in the account to avoid the monthly maintenance fee
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Certificates of Deposit (CDs)

If you want your cash to grow faster with very little risk, a CD is a smart option. CDs are timed deposits, meaning you agree to park your money for a predetermined period of time, or term. In general, the longer the term of investment, the higher your returns will be.
  CDs

Ideal for customers who want to save at a higher interest rate for a set period of time

JUMBO CDs

Best for customers who want to earn at a higher interest rate and qualify for the minimum opening balance requirement

Minimum opening balance $2,500 $100,000
Term 3 months-5 years* 7-365 days
Competitive interest rates Yes Yes
Type of interest rate Compounded daily, posted quarterly Simple interest, paid at maturity

*Term length varies by product.

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Other CD Options

IRA CDs
Round out your retirement portfolio with an IRA CD, offered in 1-5 year terms with flexible options for additions.

We also offer a number of other solutions to help you strategize and save for retirement, such as Traditional and Roth IRAs, Individual 401(k)s and more.

Invest with Heritage