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SAVINGS ACCOUNTS & CDs

For When You Need It

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Savings to Suit Your Goals

Savings Accounts
The product that offers you the ultimate flexibility, and enjoy competitive interest rates.

Money Market
A choice savings account if you keep higher balances and want an option for writing checks.

Certificates of Deposit (CDs)
Park your money for a term, and earn higher interest rates than you would with a savings account.

IRA CDs
Increase your retirement fund with this easy, low-risk option.

 
 
 

Compare Savings Accounts

ALPINE SAVINGS

A simple savings account with just the basics.

 PEAK SAVINGS

Earn higher rates as your balance grows.

 CASCADE MONEY MARKET

Enjoy easy access and competitive rates.

Benefits:

  • Earns interest1
  • No fee at Heritage or MoneyPass ATMs
  • Online statements included

Benefits:

  • Competitive tiered interest rates1
  • No fee at Heritage or MoneyPass ATMs
  • Online statements included

Benefits:

  • Competitive tiered interest rates1
  • No fee at Heritage or MoneyPass ATMs
  • Online statements included

Requirements:

  • $100 minimum to open
  • $3 monthly maintenance fee
  • Maintain a $300 minimum daily balance in the account to avoid the monthly maintenance fee

Requirements:

  • $100 minimum to open
  • $10 monthly maintenance fee
  • Maintain a $2,500 minimum daily balance in the account to avoid the monthly maintenance fee

Requirements:

  • $1,000 minimum to open
  • $12 monthly maintenance fee
  • Maintain a $2,500 minimum daily balance in the account to avoid the monthly maintenance fee
  • Up to 10 debits2 per statement cycle
    • Additional debits2 that clear per statement cycle will be subject to a $6.50 per item excess debit transaction fee

1Interest is compounded daily and paid monthly.

2Debits include in-branch withdrawals, ATM withdrawals, point of sale (POS) and debit card withdrawals, checks, ACH debits, wire transfers, one-time or preauthorized transfers to another account of yours or a third party, automatic transfers and transfers initiated over the phone or online or mobile banking.

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Certificates of Deposit (CDs)

If you want your cash to grow faster with very little risk, a CD is a smart option. CDs are timed deposits, meaning you agree to park your money for a predetermined period of time, or term. In general, the longer the term of investment, the higher your returns will be.
  CDs

Ideal for customers who want to save at a higher interest rate for a set period of time

 JUMBO CDs

Best for customers who want to earn at a higher interest rate and qualify for the minimum opening balance requirement
Minimum opening balance $2,500 $100,000
Term 3 months-5 years1 7-365 days
Competitive interest rates Yes2 Yes2
Type of interest rate Compounded daily, posted quarterly Simple interest, paid at maturity

1Term length varies by product.

2Interest is fixed for the disclosed term, is compounded daily and paid monthly or quarterly.

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See fees
 

Other CD Options

IRA CDs
Round out your retirement portfolio with an IRA CD, offered in 1-5 year terms with flexible options for additions.

We also offer a number of other solutions to help you strategize and save for retirement, such as Traditional and Roth IRAs, Individual 401(k)s and more.

Invest with Heritage

Additional Information

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