No annual fee
24/7 Online access
Competitive APR
ATM cash advances
24/7 Emergency assistance
Low monthly payment
VISA PLATINUM | VISA PLATINUM PREFERRED® | |
---|---|---|
Who it benefits | Personal credit card only with no rewards; optimal for low frequency use and/or to have handy for emergencies. | Personal credit card with rewards; earn points for every qualifying dollar you spend. Ideal for a high volume of transactions. |
How it works | Make purchases wherever Visa is accepted. Minimum credit limit is $2,500. | Make purchases wherever Visa is accepted and earn rewards for every qualifying dollar. Minimum credit limit is $2,500. |
Annual Fee | None | None |
When is a credit card a good choice?
Credit cards give you immediate purchasing power and can be a good way to establish your credit record. Plus, they often come with rewards like our Visa Platinum® Preferred card.
Credit cards are the most expensive form of financing, with variable interest rates often in the double digits. To avoid accruing interest, you must pay off your balance in full each month. A credit card is best for short-term financing, emergencies or small purchases you can repay within a statement period.
Two types of credit cards.
Take your pick.
We offer the Visa Platinum card or the Visa Platinum Preferred card with rewards. Each offers something a little different—but both are backed with superior Visa service and protection. To get started, simply apply online or stop by a nearby branch.
Travel program
Redeem your points for airline travel, car rentals and hotel stays through participating Visa partners.
Once-in-a-lifetime experiences
Redeem your points for events or unique experiences, such as a trip to Auckland, New Zealand, to explore the Waitomo Caves; or a deep-sea fishing adventure in Cabo San Lucas, Mexico.