Locations Contact Us Sign In


Solutions for making every dollar count—
and grow.

A man wearing a gray sweater laying out pieces of paper on a wood table

Standard business checking account features

Cash management services
Financial management tools designed to maximize cash flow and add efficiency to your operations
Learn more

Debit card with Visa protection
A more efficient way to pay for daily business expenses and bills

Business Online Banking
Online, real time account management to help you streamline operations and improve cash flow
Learn more

24-hour telephone banking
Anytime access to check balances, make transfers and verify transactions
(888) 505-9150

Standard overdraft coverage
Opt into one of three plans that covers you when funds are insufficient
Learn more

Mobile banking
Your business accounts are everywhere you are with business mobile banking
Learn more


Compare core business checking accounts


For businesses with moderate balances and limited transaction activity and straight-forward banking needs.


Designed for businesses with moderate to high transaction volumes, higher checking balances and complex cash management needs.


The right account for businesses who maintain higher checking balances and have low to moderate transaction activity.

Minimum opening deposit $100 $100 $100
Monthly maintenance fee $6 $12 $8
Minimum criteria to avoid monthly maintenance fee $1,500 Minimum daily balance
complete 5 or more debit card transactions per statement cycle
- $2,500 Minimum daily balance
complete 5 or more debit card transactions per statement cycle
Earnings credit - Variable, based on collected balances -
Interest bearing* - - Yes; $2,500+
Schedule of fees and service charges
Business fee schedule (PDF)
Analysis fee schedule (PDF)
Business fee schedule (PDF)

*Interest is compounded daily and paid monthly.


Special case checking accounts

Non-Profit Interest
Available for non-profit organizations tax exempt under Section 501c(3), (4), and (10) of the Internal Revenue Service.

Make an appointment

Compare business savings accounts

Business Savings
The right account for businesses who want to establish a savings plan.

Business Money Market
Designed for businesses looking to maximize earnings as their savings builds.

Certificates of Deposit (CDs)
Choose a CD for a fixed term, with the opportunity to earn a higher rate than other savings plans. A number of CD options are available; we'll help you find the right fit.

Make an appointment

Services to help you save, track and manage your money

Overdraft Coverage for Business
Heritage Overdraft Coverage allows a checking account to be overdrawn to pay for items when funds are insufficient. Limits and fees apply.

See more

Cash Management Services
Enjoy access to financial management tools designed to maximize cash flow and add efficiency to your operations.

See more

Health Savings Account (HSA)
Make it easy for your employees with qualified high deductible health insurance plans to open HSA accounts. Contribution options for your business are available.

See more

Visa Business Debit Card
A more efficient way to pay for day to day expenses and monthly bills.

Merchant Services
Solutions that will optimize payment processing and protect cardholder data-so you can improve cash flow and better serve your customers.

See more

International Services
Services to help your company succeed in conducting international business.

See more

Work Perks
A package of banking services you can pass along to employees at no cost to you-including rewards, discounts, online banking and more.

See more

Need help finding the right fit for your business?